Payment Options

Instant HICAPS claims

At MedCentral Dental, we can process your private health insurance/health fund claim instantly. This means you only pay the remaining amount or the ‘gap’ amount of what your health fund covers. We can also do an instant quote to see if your private health insurance covers certain treatment, and check how much they cover, to see how much you will be out of pocket. 

We accept all health funds but are HCF and NIB Preferred Providers

Being HCF and NIB preferred providers means our clinic has partnered with HCF and NIB health insurance to offer their members better value and reduced out-of-pocket costs on dental treatment

Child Dental Benefit Schedule

The Child Dental Benefits Schedule (CDBS) is a government program that provides eligible children with access to basic dental services. https://www.servicesaustralia.gov.au/child-dental-benefits-schedule

Children aged 0–17 years who meet certain Medicare and family income criteria can receive up to $1,158 worth of dental care over two consecutive years.

What’s covered
  • Check-ups and examinations (limited to two a year)
  • X-rays
  • Cleaning
  • Fillings
  • Fissure sealants
  • Simple extractions
What it means for you

If your child is eligible, these services are often fully covered, helping you maintain their oral health with little to no out-of-pocket cost.

We can quickly check your child’s eligibility and help you make the most of their available benefits. Contact us to find out if your child is eligible today.

Humm Dental

https://www.hummloan.com/

Humm Dental is a flexible, interest-free payment plan that lets you get your dental treatment now and pay for it over time in manageable instalments.

Instead of paying the full cost upfront, you can spread payments weekly, fortnightly, or monthly, with no interest charged (terms and fees may apply).

What it means for you:

  • Start treatment straight away
  • No large upfront payment
  • Easy, budget-friendly repayments
  • Quick and simple approval process

It’s a convenient way to make dental care more accessible and affordable.

Clear Aligner In-House Payment Plan

Our In-house clear aligner payment plan means you can get your dream smile without the large upfront cost. We require a deposit and then the rest is then broken up into smaller parts, allowing you to pay as you go.

At MedCentral Dental, We Accept All Health Funds!

We Are Preferred Providers for

Get in touch

Dr Raymond AU

Principal Dentist

Speaks English and Vietnamese

Born and raised in Melbourne, Dr Raymond has spent several years working across both private and public practices in metropolitan Melbourne and rural Victoria. This diverse experience has strengthened his ability to connect with individuals and families from all walks of life, allowing him to deliver care that feels both personalised and accessible.

With a strong focus on family dentistry, Dr Raymond is experienced in both general and cosmetic dentistry, supporting patients at every stage of life. He is particularly proficient in wisdom teeth extractions, and has a special interest in clear aligner treatment and smile makeovers – including porcelain veneers, crowns and bridges.

Known for his calm and reassuring manner, Dr Raymond is especially attentive to patients who may feel anxious about dental visits. He creates a relaxed, supportive environment designed to ease concerns and build trust over time. His goal is to make every appointment a positive experience and believes that visiting the dentist should feel comfortable, not confronting.

Outside the practice, he enjoys travelling, playing tennis, and spending quality time with family and friends.

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Dr Emily Pow

Dr Emily was born in Melbourne and was raised in the local Knox area. She previously worked in private practices across Melbourne, and has worked for the public sector at the Royal Dental Hospital of Melbourne.

She also gained a significant amount of experience working previously as the Hospital Dental Officer at Monash Medical Centre where she treated medically compromised, special needs and cancer patients.

She enjoys most aspects of dentistry including cosmetic dentistry and working with children. She has a special interest in the area of orthodontics (braces, clear aligners and early intervention) and can provide Myobrace treatment.

Dr Emily is currently undergoing a Post Graduate Diploma in Orthodontics to further her passion in this area.

She loves helping her patients with clear aligner treatment so that they can smile confidently.

In her spare time, Dr Emily enjoys going out for good food, spending time with family and going on nature walks with her dog Chino.

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Dr Lilian Phu

Dr Lilian Phu graduated from the University of Melbourne with a Bachelor of Biomedicine (Honours) and Doctor of Dental Surgery. Her passion for helping people achieve their dental and oral health goals is reflected by the quality, care and attention she gives to each patient she encounters. Additionally, her friendly and bubbly nature will be sure to bring a smile on anyone’s face.

Dr Lilian is also a preclinical supervisor for dental students at Melbourne University, sharing her knowledge with the future generation of dentists.

In order to deliver the best dental care to her patients, she regularly attends continuing education courses and is currently undertaking a two-year postgraduate course in orthodontics. Dr Lilian has a special interest in implants and clear aligner treatment, and can talk to you about how you can improve your smile.

Outside of dentistry, she enjoys digital drawing and spending time with her loved ones including a dog and three cats.

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Dr Edward Wang

Speaks English

Education:

Edward is a kind and caring dentist who is dedicated to providing his patients with high quality dental care while prioritizing patient comfort to ensure that his patients have a positive experience.

Edward believes in taking a more patient-centered approach to dental care, whether it be by providing information to patients about prevention of dental disease, or by providing and explaining all available treatment options so that patients can be fully informed about their oral healthcare.

Outside of work, you’ll find Edward playing volleyball or in the kitchen as he enjoys cooking dishes from many different cuisines from around the world.

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